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July 31, 2010

Health Insurance Benefits

Are you an Independent worker - freelancer, consultant, independent contractor, temp, part-timer, contingent employee or selfemployed? If you are, then you currently make up about 30% of the nation’s workforce, as well as a growing number of our New York Women in Communications members.

We have partnered with the FREELANCERS UNION to offer you access to your group-rate health insurance plans, as well as access to term life and long term disability insurance, dental insurance and a range of other discounted services. Although anyone can join Freelancers Union, you must meet eligibility guidelines to qualify for insurance. You may qualify if you meet the following:

  1. Be an independent worker. Independent Workers are defined as individuals who work as freelancers, independent contractors or consultants, or who are self-employed, employed parttime, temporary workers, or work for multiple companies at the same time.

    You will not be considered an independent worker if, at the time of application, you are working fulltime as a W-2 employee and have been for the last 18 months for the same employer. The only exception to this is if you work for a temporary or placement agency.

  2. Be a US resident
  3. Work in an eligible industry or occupation. These are:
    Eligible Industries
    • Arts, Design & Entertainment
    • Domestic Child Care Giver
    • Financial Services
    • Media & Advertising
    • Nonprofit
    • Skilled Computer User
    • Technology
    • Traditional or Alternative Health
    • Care Provider
  4. Show hours or earnings in one or more eligible industries or occupations.

We’ll have you submit paperwork to show that:

You’ve worked at least 20 paid hours in each of the last 8 weeks, or you've earned at least $10,000 for work done within the last 6 months.

For more information: Visit www.FreelancersUnion.org;

Email: membership@freelancersunion.org or call 800-856-9981.